Description
This comprehensive course helps clients navigate credit products and build a strong credit profile from scratch. Participants will explore the components of credit scores, learn how to interpret credit reports, and identify errors. Modules demonstrate best practices for using credit cards responsibly, including payment timing and utilization ratios. Clients will complete interactive quizzes to test their understanding of APR calculations and penalty fees. Downloadable templates offer step-by-step guides for disputing inaccuracies and tracking credit history improvements. The course also covers loan options, from personal to auto financing, and strategies for negotiating favorable terms. Video case studies showcase real-life scenarios of credit repair and debt consolidation. Participants will learn to leverage balance transfer offers and promotional APR periods effectively. A workbook exercise guides clients through creating a personalized credit action plan. Perfect for anyone looking to strengthen creditworthiness and secure lower interest rates on future borrowing.
Digital course – video lessons, interactive quizzes, and templates
5 hours
Credit score components, report interpretation, responsible credit use, loan negotiation
Individuals with limited or poor credit history, first-time borrowers
